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INSURANCE

for your family or business

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Your Gateway to Comprehensive Coverage

As a major insurance provider in the southeast region, we fully understand the importance of helping our clients to access the most affordable insurance policies that meet their needs.

With over 25 years of experience we’ve become an agency with an insurance portfolio that allows us to tailor the right insurance for your needs.

Top Business Policies

General Liability Insurance

Covers business risks like body injuries, customer property damage and advertising damage. It’s the most usual required policy for businesses.

BEST FOR: Slip-and-fall accidents, damaged customer property, libel or slander lawsuits.

Builder’s Risk Insurance

Covers the person or organization interest in materials, fixtures and/or equipment awaiting installation (or after it) during the construction or renovation of a building or structure, should those items sustain physical loss or damage from a covered loss. 

BEST FOR: Building construction, building renovation, worksite theft and vandalism.

Commercial Auto

Business-owned vehicles are required to have this coverage. Additionally, personal vehicles used for business purposes are not covered by your personal auto insurance policy.

BEST FOR: Car accidents, vandalism and theft, weather damage.

Commercial property insurance

Covers a business’s physical structure and its contents, such as inventory, equipment, and furniture. It protects against theft, fire, and other losses and damages.

BEST FOR: Fire, theft or vandalism, windstorms. It usually doesn’t pay for damage caused by natural disasters like earthquakes, hurricanes, tornadoes, and floods.

Worker’s compensation Insurance

Covers medical costs of injuries caused at work and also lawsuits related to employee injuries.  Any business with more than 3 employees must require this kind of policy.

BEST FOR: Employee medical expenses, partial missed wages, lawsuits over employee injuries.

Tools and Equipment Insurance

This policy helps pay for repair or replacement of a contractor’s tools and equipment if they are lost, stolen, or damaged. The items typically must be less than five years old. 

BEST FOR: Tool theft, equipment breakage, misplaced or lost items, vandalism, damage to leased or rented equipment.

Construction-worker-laborer

Worker's Compensation Insurance.

Metropolitan Insurance provides comprehensive workers’ compensation insurance policies, ensuring that businesses have robust coverage to protect both their interests and the well-being of their employees in the event of workplace injuries or illnesses.

0 %

of businesses overpay for coverage they don’t need.

With costs on the rise, let’s find the right rate for your business.

Top Personal Policies

Auto Insurance

Covers physical damage and/or bodily injury resulting from traffic accidents, theft or other accidents non-related to traffic collisions.

Property Insurance

Covers your property of most risks, such as fire, flood, earthquake, theft or weather damage.

Life Insurance

Pays out a sum of money either on the death of the insured person or after a set period of time. Life Insurance is not complicated or expensive when you work with one of our licensed sales representatives.

Metropolitan Insurance's Client Center

Simplify your insurance management with Metropolitan Insurance, where every procedure is at your fingertips, simplified and streamlined with the power of a single click.

With our client center you can:

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Customer Review

Excellent service! I have a food business and they solved a problem that was presented to me in a very professional manner and instantly, I recommend them with my eyes closed.
Mary del Carmen
Excellent and attention to the most convenient costs that you have been able to find, it is worth consulting them before any decision.
Gerson Rodriguez
Good service, incredible customer service, they have the patience to look for the best price for you as a customer in all the companies they have access to
Elisabeth Ventura
Excellent service! Always willing to help! Especially my insurance agent, Karen! I received the best attention and prompt response to my concerns from her.
Adriana Cobos

By working with top insurance carriers we're able to find the best rates for you...

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Let’s face it, insurance is something most people don’t think about until it’s too late. However, choosing the right insurance company and policies is important for your financial and personal security.

At Metropolitan Insurance we offer you a wide range of options and the policies that best suit you.

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