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Business / Commercial Insurance
Next to your home and family, safeguarding your livelihood is a very close runner-up. Representatives at Metropolitan Insurance know the Charlotte area and can help advise you on what types of commercial insurance protection best suits your business’s needs.
Don’t worry about becoming overwhelmed. Our professional staff is here to help. Metropolitan’s commercial insurance cover nearly any risk associated with running a business, from basic property protection to offering competitive health coverage to your employees. And luckily, you’ve chosen the right Charlotte commercial insurance company that can provide your business with all of its insurance needs. Unlike many “name brand” insurance providers, Metropolitan’s advantage is that we can offer a variety of options that meet your needs and your wallet.
As leader in providing quality business insurance for the greater Charlotte area, Metropolitan Insurance has gained the trust of many of your business partners and associates through our knowledgeable and friendly staff. At Metropolitan Insurance, we know what your business means to you. We have one too! More than a place of work, your business and its success are what pays the bills, plans for a child’s college education, and ultimately what supports much your retirement nest egg.
Want to learn more? At Metropolitan Insurance, we believe the best clients are educated clients. Business insurance is a form of personal and property protection whereby the business owner agrees to pay an insurance premium in return for Metropolitan’s commitment to specific types of loss or employee health benefits.
Business includes the following types of coverage:
• Casualty Insurance is a broad insurance term used to cover several sub-categories. Casualty insurance protects your business from certain types of risk including employee theft, identity theft and computer fraud. It is important to note that casualty insurance differs from property insurance. Property insurance protects the physical building, not the specific business within a building.
• Liability Insurance protects your business from any negligent actions that may have impacted another business.
• Commercial Auto Insurance serves a dual purpose, protecting vehicles against property damage and also covering any damage your vehicle(s) incur(s) on others.
• Worker’s Compensation is a type of insurance required by law. While it prevents an employee from suing his place of work, it guarantees that his company will provide the necessary funds for medical expenses.
• Business interruption coverage safeguards against the loss of profit from the inability to create a certain product. In effect, it is a supplemental income until the product can be produced.
• Life and disability insurance protects in the unfortunate death or disabling of key employee(s).
Next to your home and family, safeguarding your livelihood is a very close runner-up. Representatives at Metropolitan Insurance know the Charlotte area and can help advise you on what types of commercial insurance protection best suits your business’s needs.
Don’t worry about becoming overwhelmed. Our professional staff is here to help. Metropolitan’s commercial insurance cover nearly any risk associated with running a business, from basic property protection to offering competitive health coverage to your employees. And luckily, you’ve chosen the right Charlotte commercial insurance company that can provide your business with all of its insurance needs. Unlike many “name brand” insurance providers, Metropolitan’s advantage is that we can offer a variety of options that meet your needs and your wallet.
As leader in providing quality business insurance for the greater Charlotte area, Metropolitan Insurance has gained the trust of many of your business partners and associates through our knowledgeable and friendly staff. At Metropolitan Insurance, we know what your business means to you. We have one too! More than a place of work, your business and its success are what pays the bills, plans for a child’s college education, and ultimately what supports much your retirement nest egg.
Want to learn more? At Metropolitan Insurance, we believe the best clients are educated clients. Business insurance is a form of personal and property protection whereby the business owner agrees to pay an insurance premium in return for Metropolitan’s commitment to specific types of loss or employee health benefits.
Business includes the following types of coverage:
- Casualty Insurance is a broad insurance term used to cover several sub-categories. Casualty insurance protects your business from certain types of risk including employee theft, identity theft and computer fraud. It is important to note that casualty insurance differs from property insurance. Property insurance protects the physical building, not the specific business within a building.
- Liability Insurance protects your business from any negligent actions that may have impacted another business.
- Commercial Auto Insurance serves a dual purpose, protecting vehicles against property damage and also covering any damage your vehicle(s) incur(s) on others.
- Worker’s Compensation is a type of insurance required by law. While it prevents an employee from suing his place of work, it guarantees that his company will provide the necessary funds for medical expenses.
- Business interruption coverage safeguards against the loss of profit from the inability to create a certain product. In effect, it is a supplemental income until the product can be produced.
- Life and disability insurance protects in the unfortunate death or disabling of key employee(s).