Property Insurance

704.525.0866
300 South Pine Island Road Suite 213 Plantation, FL

Please feel free to contact us

insurances (3)

What is Property Insurance in Charlotte, NC?

Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or boiler insurance.

Property is insured in two main ways—open perils and named perils.

Screen Shot 2016-07-05 at 1.17.05 PM

Open perils cover all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism, and war.

Named perils require the actual cause of loss to be listed in the policy for insurance to be provided. The more common named perils include such damage-causing events as fire, lightning, explosion, and theft.

Typical Events Covered by Property Insurance

  • Fire
  • Lightning
  • Explosion, implosion
  • Aircraft damage
  • Riot, strike
  • Terrorism
  • Storm,including hailstorm, cyclone, typhoon, tempest, hurricane, tornado, flood & inundation.
  • Impact damage
  • Malicious damage
  • Subsidence, landslide
  • Bursting or overflowing of tanks
  • Missile testing operations
  • Bush fire
  • Theft
  • Falling objects
Contact us to learn more about the right property insurance for you.

 

Other Products

Auto Insurance

What is Auto Insurance? Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collis

Read more...

Property Insurance

What is Property Insurance in Charlotte, NC? Property insurance provides protection against most risks to property, such as fire, theft and som

Read more...

Pet Insurance

Donec consectetuer ligula vulputate Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et d

Read more...