Metropolitan Insurance

Property

Insurance

Property

Insurance

Home Insurance

 

It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one’s home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.

 

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Renters Insurance

 

Renters’ insurance is an insurance policy which provides most of the benefits of homeowners’ insurance. This includes liability insurance. The tenant’s personal property is also covered against named perils such as fire, theft and vandalism. 

Renters’ insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.

 

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Flood Insurance

Flood insurance is the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding. 

It doesn’t matter if you live in a flood plain, every property owner is susceptible to flood damage and your current insurance probably doesn’t cover it. 

 

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Landlords Insurance

 

Landlords’ insurance is an insurance policy that covers a property owner from financial losses connected with rental properties. 

The policy covers the building, with the option of insuring any contents that belong to the landlord that are inside. 

 

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